Money Train

Stepping Aboard Money Train’s Dusty Frontier

Picture yourself climbing into a battered train car as the midday sun bakes the desert around you. The rusty metal doors clatter open and you’re met with a rowdy bunch of bandits, enigmatic ladies, and gruff sheriffs glaring at you from the reels. This is the Money Train slot, Relax Gaming’s salute to the old Wild West. The vibe is pure frontier — twanging guitar riffs play as you spin, and mechanical sounds click and clatter, bringing up images of old train engines and saloon doors swinging shut.

Money Train’s reel set is nestled in the side of a weathered railcar, complete with intricate gears and bolts. A wooden windmill spins lazily in the background, and the bones of some unlucky animal bleach in the sun. Every spin has a bit of cinematic drama to it, thanks to careful animation and those little details — like the way the symbols are carved from wood or the grit in the character designs. It’s got that rough-edged, sun-bleached look that just works if you’re into the golden age of the Wild West.

Relax Gaming, the studio behind Money Train, has a knack for making memorable slots. They made their name with games like Temple Tumble Megaways, but Money Train is the one that really caught the industry’s attention — and kicked off a whole series of ‘Money Train’ slots. The original dropped back in 2019, but the world it builds still holds up today — all wild, unruly, and more than a little bit tempting.

How Money Train Slot Actually Plays

If you’ve spent any time around modern slots, the Money Train slot doesn’t re-invent the wheel, but it does make the ride interesting. Five reels, four rows high, and 40 fixed paylines: every spin rides all lines. You’re matching up three or more symbols left to right, starting on the first reel, with wilds and bonus symbols spicing things up along the way.

The betting range has a forgiving spread. Spins start at €0.10 and max out around €20 to €50, depending on where you play. That makes it approachable for both beginners and gamblers who prefer to hang back, though seasoned high rollers might wish the top end was just a bit higher compared to some newer slots.

RTP comes in at 96.2%, which nudges Money Train slightly above the industry average. That might not seem like a big deal, but over time, it adds up. As for volatility: brace yourself. This one is high-variance to the core. Expect plenty of dry spells interrupted by the occasional punchy win. The tradeoff? If Lady Luck rides shotgun, those wins can be massive — up to 20,000x your stake in one go. You’ll feel this slot’s Wild West spirit in its payouts: sometimes unpredictable, always a little on the edge.

For those who like to keep things moving, Money Train supports autoplay and a turbo spin mode. But whether you go slow or fast, this slot rewards patience and a taste for risk. Chasing the bonus round is where the real excitement sits.

Bonus Features That Pack a Punch

The base game delivers classic action, but it’s the Money Cart bonus feature that everyone talks about. Getting there takes three bonus symbols on the reels, and suddenly, you’re off the rails — literally. The triggering symbols stick in place as multipliers, and you start with three free spins. Land another bonus symbol and your spins reset back to three. Miss for three spins in a row, and the feature ends.

What really makes this round stand out are the modifier symbols that can crash the party. There’s a Collector (pulls all visible values together), a Payer (adds its multiplier to everything else on screen), a Widener (expands the grid with an extra reel), and some persistent versions of these that keep adding value every spin. The Persistent Collector and Persistent Payer can turn a standard bonus round into a for-real bounty hunt.

There’s no classic free spins round, but the Money Cart feature acts as the main event — you’re gunning for those big multipliers. If you’re feeling lucky (or impatient), you can even use the Buy Feature to jump straight into the bonus round for a set cost. It’s a shortcut for those who don’t want to wait until fortune lines up three bonus symbols.

As for wilds, they’re easy to spot — crossed shotguns — and substitute for any regular symbol in the base game to help complete those payline wins. But they don’t get in the way during bonus rounds, which are all about multipliers.

Symbols and Payouts: Who’s Worth the Chase?

Not every symbol is created equal on the Money Train slot. The lower-paying icons are what you’d expect: stylized, carved wooden card suits. They pay out the smaller wins and keep things ticking over. The big performers are those grizzled characters — outlaws, sheriffs, and mysterious women. The top-paying symbol is the gruff, red-scarfed bandit. Land five of him on a line, and you’ll see the big bucks roll in.

Wilds, with their crossed shotguns, don’t pay on their own but help form winning combinations by substituting for anything except the scatter / bonus symbols. When you trigger the Money Cart bonus, those bonus symbols turn into bet multipliers, building that suspenseful ladder climb toward the top prize. Visually, the character symbols look great, with plenty of detail and attitude. They pop nicely, especially when part of a bigger combo.

Getting Started and Money Train Demo

Playing Money Train couldn’t be much simpler. Toss in your chosen bet — from 10 cents to whatever your balance allows — and hit spin. If you prefer, set the autospin or smash that turbo button for speedier play. To check symbol values or see how the bonus feature works, hit the paytable button at the bottom of the screen. Everything is laid out intuitively. Wins land left to right along the 40 paylines, as usual.

If you want to get a feel before betting real money, there’s always a Money Train demo mode or Money Train free play available at most big casinos. It’s a good way to ride out a few test spins, get a sense of how often the bonuses hit, and scout out the volatility before you ante up.

How Does Money Train Stack Up?

There are no shortage of Wild West slots — think Dead or Alive, Wanted Dead or a Wild, and Relax Gaming's own follow-ups: Money Train 2 and Money Train 3. If you dig the base game on this one but crave more insane features or even beefier volatility, those sequels ramp things up a notch, adding even more modifiers and ways to bust open the safe. But the first Money Train keeps things a little leaner, which works for players who just want a high-octane bonus round without hundreds of side mechanics.

Fans of high-volatility rides and dramatic bonus rounds should feel right at home on Money Train. It’s more streamlined than many modern slots, making it a good pick if you appreciate a clear path to the main event and a shot at those massive 20,000x wins. If you want to stick with the western theme but crave a slightly different vibe, Dead or Alive 2 is a solid alternative, while Temple Tumble Megaways is worth a spin if you want to see what else Relax Gaming can do.

Final Thoughts

Money Train has earned its place as a modern classic for a reason. The mix of atmospheric visuals, proper cowboy grit, and heart-racing bonus rounds keeps players coming back for more. It might not suit those looking for low-risk slotting or endlessly complex gameplay — but for those hunting that adrenaline hit, it’s tough to beat.

Whether you try the Money Train free play or chase the big wins with real cash, just remember: in this dusty outpost, you’re only ever one spin away from striking gold. Or coming up empty. But that’s the way of the West.